My argument is 100,000 of 2,000,000 is... 5%? NASDAQ made 30% last year, have you optimized your stock and savings options already? Are you investing to make money or investing to put your money away in a high earning CD that doesn't need to have a 6% yearly yield to make it worth it? Honest question to ask myself every time before I put money into something I may be locked into. Stock market has higher variability, yes, more tangible assets are safer, yes. My point is this: are you optimizing profit by buying large or do you need to buy smart?

@Jorge Leon .  Hi Jorge:  Just my 2 cents: I wrote a book called The Perfect Investment about multifamily. I promised my wife that I would stick with multifamily for the rest of my career.  Then it got largely overheated and I felt the need to back off on apartments (and I've been focusing on mobile home parks - "the other multifamily").   These deals have many strikes against them: 

1. Very low cap rates (high prices) in general. 

2. High competition (many competitors who may have more experience than you and me who have said No to these publicly marketed deals). 

3. Location in one of the most anti-landlord-friendly locations in the US. 

4. The potential for dropping rents and collections in light of COVID but more concerning, a potential population flight from Chicago. 

I would be very careful, my friend!   Good luck to you.