Hi BP family,

I have a foreign bank that gives around 6-7% interest on CDs, as compared to near 0 interest rates in US banks. Do lenders consider this amount as part of my reserves when new loans are originated? They're click-away and generally available in a day. I hate to see my money not working hard as I do!!

If the deposits are denominated in USD, sure. If not, probably not.

@Sattir Bitti I'm sure they would want the funds on shore preferably in one of their accounts. If a foreign bank is paying 6-7% when others are paying basically 0. Investors would worry about the stability of that currency. Foreign funds are traded every day; on CD's you can get 10% plus in some countries.