Hi all,

I'm a managing member of an LLC which holds a duplex on the Jersey Shore in Belmar, New Jersey. I'm looking for an insurance company that can provide dwelling insurance for a vacation rental property held by an LLC. We do mostly short term rentals (1 month stays during the summer months, then longer term 7 month rentals for the offseason Oct - April). I tried googling insurance companies and I'm having a lot of difficulty. Most seem to not offer dwelling insurance for rental properties held by LLCs. One such company said they could only offer it if I have 4 or less tenants during a given year. Can anyone recommend an insurance company in my area that would be able to do this? How are other landlords handling this?

Originally posted by @Patrick Freise :

Hi all,

I'm a managing member of an LLC which holds a duplex on the Jersey Shore in Belmar, New Jersey. I'm looking for an insurance company that can provide dwelling insurance for a vacation rental property held by an LLC. We do mostly short term rentals (1 month stays during the summer months, then longer term 7 month rentals for the offseason Oct - April). I tried googling insurance companies and I'm having a lot of difficulty. Most seem to not offer dwelling insurance for rental properties held by LLCs. One such company said they could only offer it if I have 4 or less tenants during a given year. Can anyone recommend an insurance company in my area that would be able to do this? How are other landlords handling this?

 The other issue could be short term rentals. Many landlord policies don't work for short term rentals. For short term rental insurance you can try Proper or CBIZ.