Newbie from Ottawa, Illinois

3 Replies

Hello everyone,

My name is Brandi Klein. I am a local truck driver in Ottawa looking to get into the real estate world with a couple rental properties. I have has some job losses in the past causing me to not have the greatest credit but I am working on fixing that. I can't seem to find anyone who will give me a mortgage and I do not know anyone who will lend me money. Any tips would be greatly appreciated! Thank you!

Hey @Brandi Klein ,

I am also originally from up in your area.  From my experience If you find a solid property which is priced considerable under market prices you will be able to find the money.  Since you are just getting started whomever provides the funding will be taking on risk and this is why securing a great property and price are so important.  

What type of properties are you looking to purchase?

All the Best,


Hello @Scott Dixon ,

Thank you for replying!  I am currently looking for a duplex where I can live in one side and rent out the other. Then continue to improve the side I would be living in until I move out and rent that side out and continue to grow.

Thank you, 


@Brandi Klein Welcome to BiggerPockets! Truly nice to meet you. Good luck going forward! 😁 Find a lender that will give advice on reaching you goals. It takes time to repair pass sins! 🤠

Now the other approach is to find a deal and use hard money or private lenders. With them it is the deal.

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