Builder's Risk Insurance in NJ

[Jenny L.]

Hello - Any recs for smaller insurance companies offering Builder's Risk insurance for flips? After reading up on the subject here on BP, seems as though the insurance giants don't offer it or are cobbling together a product that is not comprehensive enough, thus offering inferior coverage. Many say the best route is to go with a smaller, in-state insurer. 

Any insight on cost for a SFH would be appreciated too. I hear terms are either 6 months or a year? Thanks in advance!