Looking for 80% cash out lender

4 Replies

Looking to refinance my first BRRRR in Harrisburg, PA and trying to find a lender that will do 80% LTV on a cash out refinance. I know this is difficult to find especially in these times which is why I'm posting here to see if anyone has any advice on how to go about finding it.

@Joe P.

If you are going to get a Fannie or Freddie loan it is going to be impossible to get an 80% LTV cash out on an investment property.. In that situation I would suggest getting the 70 to 75% LTV and doing a second HELOC. This will open up some more cash for you.

Cash out refinance:

Primary residence 80%

2-4 unit primary residence 75%

Second home 75%

One unit investment property 75%

2-4 unit investment property 70%

Get ahold of me with questions!