ADU in HOA Orange County CA area?

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I live in Orange County where there is an HOA. Wondering if others have had success, failures, challenges with getting HOA approval for adding an ADU?

HOA rules state allowing up to 652 sq. Ft. ASU but state law allows up to 1,200. Does state law take president over HOA rules?

Any financing options that I should be aware of with ADU's?

Any other tips, tricks or strategies I should be thinking of?