Owner Occupied HELOC

[Devon Moore]

Hi! I have a quick question related to lending and HELOCs to tap into equity. I will be refinancing my duplex in Salem, MA (north of Boston) in the next few months to lower the rate and potentially pull some money out. Currently, I am living in a unit of the property as a primary residence. I have a quick question about HELOCS as I plan:

If I open a HELOC for an owner-occupied property, and eventually I move out of the property and rent to tenants, will I be able to draw on the HELOC once I am not living in the property and the property is fully leased up?

I appreciate any help on this.

-Devon Moore