What changes do you see happening in the note industry in 2019v

[Chris Seveney]

I am curious what changes if any do you see in the coming year in the note industry ? I feel 2019 prices will still be high even as the real estate markets begin to soften as I would think notes / delinquencies would have a lag from traditional real estate. With a split Congress I do not see additional regulation being imposed in the industry. What are your thoughts on pricing, regulations, where the market is headed etc.?