Insurance for Rental in Kansas City
I have a handful of single family rental properties in Kansas City. I was reviewing my monthly expenses with @Ian Reeves the other day and he mentioned that my insurance premium is way too high. I called my insurance broker and he said it doesn't make sense to get a different policy with lower premiums until I have X number of properties. He also said the more expensive policy is with a company that is friendlier when processing claims.
Does anyone have recommendations for companies with competitive insurance rates? Is there a Rule of Thumb about owning a certain number of properties before you get a lower insurance premium?