Looking for help with a mortgage
Hi BP!
I'm an American citizen (but not a resident). I've built my credit score in the past few months and it's high enough to get a mortgage.
BUT- as an OOC investor, I'm really not familiar with all the mortgage opportunities and all the programs that are available for me.
Do any of you have a mortgage advisor or someone that I can talk to who can help me find the best finance for me?
(I'm not looking for HML, I've already used one, I want financing that is not 60% LTV...).
Thank you in advance,
Shai
Hi Shai, did you manage to find one? We did one through HSBC, and it was a total pain, and we put 40% down. I know that these guys in the link below also do it, but the mortgage rates will be a bit higher.
@Shai Flax send me a message and I’ll refer you to someone.
@Elizabeth M Williams Thanks! May I ask what was your interest rate? I can get a loan with 80% LTV with a lender but the rates are not amazing...
@Shai Flax I think it was right around 4.5%, so definitely at a premium. We only bought it as a placeholder in case we want to live in the US, but for real estate as investment, we invest in syndications.
@Elizabeth M Williams This is actually not that bad, my current rates are 5.5% so 4.5% is pretty sweet.
I'll def reach out to them. Thanks!