Local Investment Property HELOC Provider?

[Adam V.]

Hi All, 

I've been looking for a lender local to the Syr, NY area that will do a HELOC on a rental property. So far i've checked with multiple banks and credit unions and found nothing. Hoping someone might have done more work than me and can point me to a local bank. so far i've only found TD Bank out of Albany who runs a prime +1.74 rate, plus annual fee and closing costs. In case it matters the property in question has about 50% equity.