Would you rent to someone with a fully paid eviction on their credit?

7 Replies

Hey BP landlords and property managers, 

So I'm looking to rent out one of my SFH properties and came across a scenario I have not experienced before. The applicants (husband, wife, 2 kids, no pets) make 4x monthly income compared to the monthly rent, got a good report from the current landlord (they have paid on time for the past 22 months they have been renting the current property). They have subpar credit (604/544) and 1 eviction that shows fully paid off on the credit report (from a previous rental not their current).

They are looking to move asap because mold was detected in their current rental and the current landlord is releasing them from their lease early.

I have never come across tenants who made good after being evicted so I need advise on whether y'all would rent to this family? If so why, if not why not? 

I look forward to learning from your experiences and making an informed decision.

Follow-up question: if there is mold in their current rental should I be worried their personal items they bring along might have mold that would impact my property??

If the eviction was a long time ago and everything else was good I might consider renting to them with a double deposit. 

However, breaking a lease for mold is a red flag. Pro tenants use this as a excuse when they want to move. There may be mold, but a pro tenant pulled this on me when I had little experience and there was little or no mold. 

@Jon Klaus is there any way to verify there actually is mold (other than asking the current landlord) and perhaps the extent of it? If there is mold should I be worried their personal items might have mold  which could creep into my property?

If mold is in a unit, and the landlord don't take care of it the tenant will get a good payday from the landlord in court here in Dallas's county. We have a lot of slum lords here in Dallas.

Joe Gore

I would rent to them if they met our all of our rental criteria.  We allow for one eviction if it was resolved and full restitution was made.  We would also require an additional security deposit in that situation to cover the risk.

That being said, I too would look carefully at the mold situation.  In all of our properties, when mold appeared it was because the tenant had not called us about a water leak, or created too much moisture and didn't use the ventilation fans as they should have, or did not use the heating system properly, or kept an unclean home.  If I were you, I would go to their current residence and take a look at their living situation.  Unfortunately you can not always trust the report of the most current landlord, because they may have incentive to have the tenant move and could give a glowing report about the tenant to speed up the process.

Mold spores are everywhere.  Get yourself the EPA booklet "Mold, Moisture, and Your Home" and read up!  You should also give this booklet to every tenant upon move-in!

I wouldn't rent to them.  

If the tenant is such a good tenant the current landlord wouldn't let them walk, he would fix the mold issue.

We used to allow resolved evictions, but we no longer do.  The fact that they had an eviction meant that they refused to move out when an issue came up and that they could not work the issue out with the landlord.  I don't want to rent to  that profile, no matter what the circumstances.

As far as your add-on questions, I would be concerned about any pests coming to your property unit in moving boxes, but not mold.  As many others have mentioned, the bigger concern is if they are overly sensitive/picky or working the system.

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