Lease to own/seller finance

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You don't NEED a realtor to complete a residential real estate transaction although they can certainly be helpful - it just depends on your comfort level with owning all the steps yourself.    If you can come to terms with a Seller, you definitely want to engage either a title company and/or a real estate lawyer to ensure the transaction is executed correctly, the deed, deed of trust and promissory note are all drawn up correctly and filed so that both parties are protected