What Are My Costs Multifamily (2-4 units)

[Patrick Q.]

Hello All,

I am planning on buying a multifamily owner occupied property shortly in Jersey City NJ. 

I am trying to compile a full list of costs/allowances that I have to account for on the front end when doing my deal analysis. 

I am currently including the following;

-Mortgage.

-Closing costs.

-Vacancy.

-Cap Ex.

-Maintenance/repairs.

-Water.

-Management fees (should I choose to use management).

-Property insurance.

Would appreciate any help anybody could offer in identifying any items that I may have missed.

Cheers,

P. Quaid