Realistically you do not need pointers you need to decide what most motivates you. The decision needs to come from within not from outside advice.
What others would be motivated to do is irrelevant, you need to find your own passion driven path to wealth.
in my world a successful business can be started with a lot less money and can net much much more profit
BUT are you able to start and run a successful business?
Only way to tell is to try