@Patrick Brodeur My first question is why property management was budgeted at 2%? You should budget that between 8-10% as you will not find a manager for 2% of rent, at least not a good one. I always budget at least 8% for maintenance, but that is just me and certainly not required. If you budget the PM at 8%, your cash flow drops from $317 to $209/month. Still not bad assuming all number are accurate.