@Kristen Fennig you won't be able to get a loan without insurance. Why is their a cost for garbage? A single family home all utilities should be paid by% the tenant. You use different percentage than I do but the percentage is the same. I use 8% vacancy,5% repairs, 10% capex and 10% PM. Likely the property tax will go up after the reno.
Overall looks pretty good. Tim already pointed out the need for insurance.. 20% roi on a first brrrr Is well worth just the experience to get rolling. Biggest thing is confidence and accuracy of the inputs... Lender fees/points, taxes, ARV, Rent*, etc.