So behind my house is a very large tree that is rotten and might fall and destroy my house. This tree is located outside my property line on a bayou area.
I contacted the city of Baton Rouge, and they came and look at it and they informed me that it is located in the "common" area therefore the HOA should be the one removing that tree. They told me they can't do anything about it, and neither can I since it's not my property. My insurance is telling me that if the tree falls, it won't be covered by them since it's rotten and could be prevented.
The board needs to “think about it” and make a decision on it on removing it or leaving it based on cost.
Can the board decide not to cut it? What happens if they decide that and the tree fall destroying my house, or worse hurts/kills someone? I feel like this is a lawsuit or a disaster waiting to happen.
Anyone dealt with this before? Solutions? I feel like the HOAhas to pay for that. It’s a commons area.