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Robert Adams
  • Real Estate Broker
  • Henderson, NV
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Example of how interest rate increases affect monthly payments

Robert Adams
  • Real Estate Broker
  • Henderson, NV
Posted Jul 8 2022, 18:10

Below is an example of how interest rate increases would affect your monthly payments at 4% vs 6% vs 8% vs 10% interest if you bought a $400,000 home and put a down payment of 3.5% ($14,000) with a loan amount of $386,000.


4% interest - 30 year principal & interest payment = $1,842.82
6% interest - 30 year principal & interest payment = $2,314.27
8% interest - 30 year principal & interest payment = $2,832.33
10% interest - 30 year principal & interest payment = $3,387.43

Adams Team at Rothwell Gornt Companies Logo

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Juan V Lopez
  • Investor
  • Las Vegas, NV
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Juan V Lopez
  • Investor
  • Las Vegas, NV
Replied Jul 14 2022, 15:34

Wow, this is fascinating @Robert Adams – thanks for compiling. Good to give your clients a perspective on how much it costs them to sit back and wait.