How much umbrella insurance to get?

[Serge Suchkov]

Hello all, I have decided against moving my 2 properties into an LLC and instead will opt for umbrella insurance. I have often heard on the podcast that it is only a matter of time before a landlord gets hit with a lawsuit. So to all the people that have gotten sued, I have three questions:

What type of lawsuits have you seen (small frivolous, or large and potentially destructive)?

What did you do about them (hire a lawyer, settle, or let insurance cover it)?

And my main question is how much and what type of insurance coverage would you recommend?

Thanks for your help.