Changing insurance carriers

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I recently got hosed on an insurance claim with State Farm and I’m looking to make a change. In getting other quotes www.policygenius.com was no help because they told me that I already had the cheapest, and I got a quote from USAA and it ended up being double. I’m looking for home owners and rental dwelling insurance that has good customer service and actually pays out when there is a legit claim but isn’t double what I’m currently paying.

Advice? Has anyone had good luck with Amica?