BiggerPockets Money

One of the most frequently asked questions in the BiggerPockets forums is "How can I start investing in real estate with no money and bad credit?" The answer? You can't (Well, to be more accurate, you probably shouldn't). You need to fix your "No money and bad credit" situation and invest from a position of financial strength. Co-hosted by BiggerPockets' Scott Trench and Mindy Jensen, this podcast provides the education you didn't get in school. You'll get tips for getting your financial house in order and actionable advice from guests who have been in your shoes - and found their way out.

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Previous Episodes

July 30, 2018

BiggerPockets Money Podcast 31: How to Boost Your Income & Investments for a Faster Route to Financial Freedom

Continuing where we left off from last week’s episode, this show discusses increasing your income by recognizing existing opportunities and making your own opportunities through side hustles. The show progresses through investing basics, both traditional stock market investments as well as real estate investing. (This is BiggerPockets, after all.) Do you have your spending under control? This is the show that takes you to the next step in your journey—increasing your income to grow your wealth. ... show more

July 23, 2018

BiggerPockets Money Podcast 30: How to Cut Expenses for a Faster Route to Financial Freedom

We’ve interviewed more than 30 people for the BiggerPockets Money Podcast over the course of this year — and we’ve got a LOT more people to interview! We’ve heard from so many listeners: “I’d liketo get started on the path toward financial freedom, but I don’t know where to begin." Today, Scott and Mindy share EXACTLY how you get started with tracking your spending, and how to make SIGNIFICANT cuts in your budget to move you down the path faster. Looking to become financially free? THIS is the episode you need. ... show more

July 16, 2018

BiggerPockets Money Podcast 29: From $200,000 in Student Loan Debt to $150,000 Net Worth in 3 Years with Nick and Alyssa Parros

Nick and Alyssa were high school sweethearts, who went to college where their family attitudes toward money came to light. Nick’s “save up for it” mindset saw him graduate with around $50k in student loan debt, while Alyssa’s more spendthrift attitude towards the college lifestyle had her graduating with $80,000 in debt—and her graduate degree piled another $60,000 on top of that. They got married and quickly discovered their vastly different views on money. Through budgeting, communication, spreadsheets and more spreadsheets, they are now on the same page and working toward financial freedom. Their curveball pregnancy didn’t derail them—it strengthened their resolve to get to FI through real estate and traditional investments. ... show more

July 9, 2018

BiggerPockets Money Podcast 28: How Anyone Can Easily Make Extra Money Using Side Hustles with Nick Loper

Side hustle is a huge buzzword in the FI community. Make extra money on the side doing something fun, something you love, or even just something that pays really well. Today we bring in Nick Loper,Founder of Side Hustle Nation, to share his expertise about side hustling: What they are, who they’re for, and how to implement one of your own. Nick also shares some of his favorite side hustles, including some surprisingly easy ways to make money. Looking to increase your income? You MUST listen to this episode! ... show more

July 2, 2018

BiggerPockets Money Podcast 27: How to Get Even MORE from Your Travel Rewards Credit Card with Lee Huffman

Open up a credit card, earn miles, get a free plane trip or hotel room. Sounds great, right? But what if you could exponentially increase your travel rewards? Fly free every time. Never pay for a hotel room again. Lee Huffman travels the world in luxury with his family using travel rewards for less money than your economy vacation. He’s an expert in travel rewards, credit cards, and personal finance. Today, Lee shares how you can save on your next vacation using travel rewards - and how to squeeze every drop of value out of those rewards! ... show more

June 25, 2018

BiggerPockets Money Podcast 26: Graduating College on Track for Financial Independence with Cody Berman

Cody Berman: Remember that name because this kid is going places. Currently traveling in Australia, Cody began his journey into personal finance and intentional living as a child, when his dad taught him about compound interest and the power of saving and investing. By age 14, he’d already saved up $15k, and by the time he reached college, he was diving into entrepreneurship, side hustles, and financial independence plans. Today, Cody runs a company that manufactures disc golf discs and has afforded himself the freedom to travel with his girlfriend. With an ultimate strategy for complete financial independence in the works, he plans to reach a point where he is able to spend time as he wishes, pursuing his various interest and entrepreneurial pursuits. If you’re looking to inspire yourself, your kids, or any ambitious young people you know to make the small changes that will dramatically affect the future, don’t miss this episode. ... show more

June 18, 2018

BiggerPockets Money Podcast 25: Raising a Family While Seeking Financial Freedom with Chris and Debbie Emick

Chris and Debbie Emick have two daughters—AND are well on their way to financial independence through a combination of local and long distance real estate investing coupled with frugality and conscious spending. Chris and Debbie are everyday Joes living the dream in small-town Colorado. Debbie home schools their two daughters and manages their rental property business from home, after her 14-year career in teaching. Chris is a passionate leader to his team of network engineers by day and organic gardener/personal finance extraordinaire by night. Their home base is rural Southeastern CO, where they can go for dirt-road runs and trafficless drives while still being able to make quick mountain trips for hiking, backpacking, and skiing. This is the first in a periodic series of interviews with families who are on the path to financial freedom. ... show more

June 11, 2018

BiggerPockets Money Podcast 24: Getting Financially “Naked” with Your Significant Other — With Erin Lowry

Erin’s parents taught her about money from a very early age. She paid for half of everything she wanted, which helped her figure out financial prioritization. When it came time for college, she decided against her dream college to avoid significant student loan debt by attending a college based on scholarship. Basically, Erin set herself up for a good financial future. But most people are not taught about money, and they do not make such sound financial choices. Today Erin talks about getting financially "naked" with your significant other. She shares advice for bringing up the subject of financials, being gentle with the discussion, and how to separate deal breakers from those financial issues that are just unfortunate. ... show more

June 4, 2018

BiggerPockets Money Podcast 23: A Mini-Retirement Road Trip in Your 20s with Becky & Noah

Becky and Noah are in the first half of their gap gear, a pre-FI road trip around America. They didn’t grow up rich, but they carefully planned out their life to avoid student debt. Both earned thesame Chick Evans Caddie Scholarship to Purdue University that paid full tuition and came with housing. They made smart career choices earning employable, in-demand degrees that allowed them to earn high salaries. After discovering FI on Reddit, they made a few tweaks to their lifestyle, quit their jobs, and hit the open road. This episode shows that financial independence isn’t just a pipe dream, and while Becky and Noah aren’t there yet, they are well on their way. ... show more

May 28, 2018

BiggerPockets Money Podcast 22: How to Pay Off 6-Figure Student Loans While Pursuing Financial Independence with Travis Hornsby

Student loan debt is a HUGE problem facing millions of people - and it continues to grow every year. Today we are joined by Travis Hornsby from Student Loan Planner who shares several options for paying back your student loans, including loan forgiveness. Travis shares his rule of thumb for deciding whether to pay off your loans or take the forgiveness route, and tips for refinancing your student loan debt. He also gives future college attendees a few things to consider BEFORE choosing a major. This episode is for anyone with student loan debt - or anyone with kids facing this choice. Travis also shares how you can still pursue Financial Independence while paying down your student loans. Packed with actionable advice, this is an episode NOT to be missed! ... show more

May 21, 2018

BiggerPockets Money Podcast 21: How Losing 260 Pounds Spurred Job & Investing Success with Tony Garden

Tony Gayden grew up in a lower middle class household where money and finance were not discussed. He sought comfort in food, eventually reaching 476 pounds and drowning in debt. In this episode, Tony shares his weight-loss journey and how he parlayed the lessons and discipline he learned into successful debt reduction and finally starting to invest. Today, Tony works at his dream job with no plans to quit, but uses his investments to protect himself should his circumstances change. ... show more

May 14, 2018

BiggerPockets Money Podcast 20: The Simple Path to Wealth—Index Funds Explained with JL Collins

Jim Collins has literally done it all. From busboy, produce, clerk, and gas station attendant, to ad agency founder, sales trainer, radio co-host, and publisher. He is a prolific world traveler, having visited more than 30 countries on five continents via motorcycle, car, train, plane, boat—and even elephant. Jim has lived a very good life. And along the way, Jim has learned that money is a tool that can offer the freedom to live the life you want to live. He’s also figured out that there is a very simple path to wealth. While you can make money picking individual stocks, the index fund is a very easy way to grow your wealth in the stock market without spending time researching companies. This episode truly is the show for anyone who has money or wants to have more. ... show more

May 7, 2018

BiggerPockets Money Podcast 19: The Ultimate Real Estate Retirement Plan with Chad Carson

Chad Carson has never had a “real job.” Instead, he has parlayed his experience helping with his father’s rental business into his own real estate rental business. Now, Chad owns enough real estatethat he'll never have to work at a real job. In fact, when we spoke to Chad, he called us from Ecuador — where he's been living for a year in order to submerse his children in the Spanish language. His rental business ran itself while he was away. He was able to take an extended vacation and truly delve into the area — and now his children are bilingual! Chad’s take on “mini” retirements is very interesting. He obviously loves what he does, but he also enjoys spending time with the people who matter most: his family. Real estate provides him the opportunity to work at his own pace. This episode gives you an alternate look at early retirement — it doesn’t have to be permanent. ... show more

April 30, 2018

BiggerPockets Money Podcast 18: Accessing Retirement Funds Before Age 59½ with The Mad Fientist

Early retirement is a goal many people have. Diligently saving for retirement age to fund your life after you stop working is great, but the same programs that help you avoid taxes while saving come back and hit you with taxes AND penalties if you access those funds early. But wait! The Mad Fientist made it his mission to figure out how to reduce his taxes—or eliminate them altogether AND avoid penalties. In this episode of the BiggerPockets Money Podcast, the Mad Fientist shares 3 ways to access your retirement funds before the typical age of 59½. He breaks these concepts down so they’re easy to understand and put into practice. This episode is a must-listen for anyone who’s thinking about retiring at any age. ... show more

April 23, 2018

BiggerPockets Money Podcast 17: Building a Lean Business With (Almost) No Capital with Alan Donegan

On this week’s episode of the Biggerpockets Money Podcast, we chat with Alan Donegan. Alan Donegan watched and helped his father run a super successful sportswear company—until the economy shifted and they lost everything. Determined to not follow this path, Alan got a job. Then another and another and another. He couldn’t find anything he wanted to do, so he created his own job, teaching people how to create theirs. Taking lessons from his father’s experiences, Alan teaches entrepreneurs how to start really small and test the idea before jumping in with both feet. If you have an entrepreneurial itch, this is a can’t-miss episode. ... show more

April 16, 2018

BiggerPockets Money Podcast 16: Financial Security Through Passive Income with Joel Larsgaard

As a kid, Joel Larsgaard watched his parents work jobs they didn’t like to pay for things they didn’t need. They missed out on some of the priceless moments that life has to offer, culminating in bankruptcy when Joel was 12. We discuss how that unfortunate event permanently altered Joel's view about money and shaped his entire future. This experience led him to pursue multiple passive income streams, so he never has to go through that again. ... show more

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Previous Episodes

BiggerPockets Money Podcast 31: How to Boost Your Income & Investments for a Faster Route to Financial Freedom

BiggerPockets Money Podcast 30: How to Cut Expenses for a Faster Route to Financial Freedom

BiggerPockets Money Podcast 29: From $200,000 in Student Loan Debt to $150,000 Net Worth in 3 Years with Nick and Alyssa Parros

BiggerPockets Money Podcast 28: How Anyone Can Easily Make Extra Money Using Side Hustles with Nick Loper

BiggerPockets Money Podcast 27: How to Get Even MORE from Your Travel Rewards Credit Card with Lee Huffman

BiggerPockets Money Podcast 26: Graduating College on Track for Financial Independence with Cody Berman

BiggerPockets Money Podcast 25: Raising a Family While Seeking Financial Freedom with Chris and Debbie Emick

BiggerPockets Money Podcast 24: Getting Financially “Naked” with Your Significant Other — With Erin Lowry

BiggerPockets Money Podcast 23: A Mini-Retirement Road Trip in Your 20s with Becky & Noah

BiggerPockets Money Podcast 22: How to Pay Off 6-Figure Student Loans While Pursuing Financial Independence with Travis Hornsby

BiggerPockets Money Podcast 21: How Losing 260 Pounds Spurred Job & Investing Success with Tony Garden

BiggerPockets Money Podcast 20: The Simple Path to Wealth—Index Funds Explained with JL Collins

BiggerPockets Money Podcast 19: The Ultimate Real Estate Retirement Plan with Chad Carson

BiggerPockets Money Podcast 18: Accessing Retirement Funds Before Age 59½ with The Mad Fientist

BiggerPockets Money Podcast 17: Building a Lean Business With (Almost) No Capital with Alan Donegan

BiggerPockets Money Podcast 16: Financial Security Through Passive Income with Joel Larsgaard

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