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PrimeLending
5.0
31 reviews
5.0
31 reviews
PrimeLending
**OVER 300+ POSITIVE REVIEWS on BP & Zillow** We lend in all 50 States for Conventional Loans. Access to NON-QM DSCR loans! Call us at 585-204-6923 PrimeLending makes the mortgage process SIMPLE for borrowers. PrimeLending is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices, and the flexibility to meet homeowners’ unique needs. We’re relentlessly focused on empowering our customers to boldly pursue their homeownership goals. With more than 30 years of mortgage experience, we’ve perfected the home loan process by providing five-star service, user-friendly technology, and world-class support resulting in a more rewarding, stress-free experience. As mortgage-only experts, Well keep things simple. With PrimeLending, it’s free to get pre-qualified 1. When you’re ready to buy a new home, the first step is to get pre-qualified. This starts the application process and will give you a good idea about how big a loan you can get, and how much home you can afford. Getting pre-qualified helps you: Save time searching for homes because you focus on your specific price range. Make an offer as soon as you find the home you like. Identify and solve any potential credit issues early. Give you negotiating power because sellers will know you’re ready to buy. Why PrimeLending is different: From application to closing, I’ll support you every step of the way. We can offer loans to match your financial situation, even different down payment scenarios. We have tools to help make collecting and submitting documents hassle-free. We use local or regional loan underwriters and processors to help ensure fast, efficient closings. 2. The PrimeLending mobile app will keep you informed with real-time updates on your loan status. We can help you with a wide variety of loan options: FHA, VA, and USDA loans Fixed- and adjustable-rate loans Construction to permanent financing Renovation loans Jumbo loans Manufactured home loans Condos and more Renovation Products we offer: HOMESTYLE®: To be used on conventional loans for both appraiser-required repairs and repairs the borrower wants done to the property. They can be utilized on second homes and investment properties. The repairs can be structural in nature or cosmetic, but they must be attached to the property and add value. The only time appliances (stove and dishwasher) may be included in the renovation is if there is a full kitchen remodel including cabinets and countertops and the appliances (stove and dishwasher) will need to be built in/attached to the property. FHA 203K FULL: This is a government-insured loan that allows you to buy a home that is in need of major repairs and/or renovations. The repairs can be structural and/or cosmetic in nature. The lender loans you money to buy a home and complete repairs in a single mortgage. This rehab loan offers fixed rates with only a 3.5% down payment required. The home must be your primary residence. The FHA 203K is also available for refinance transactions. FHA 203K STREAMLINE [203K(s)]: This is similar to the FHA 203K Full loan but is more limited in its scope. The repairs can only be cosmetic in nature and are limited to a maximum of $35,000. Because the repair costs are smaller, there is less red tape to get through, hence the “streamline” name. These loans can also be used to refinance existing mortgages and rehab homes. EZ CONVENTIONAL: To be used on conventional loans for both appraiser-required repairs or repairs the borrower wants to be done to the property. The repairs must be non-structural in nature (no exceptions) and they must be attached to the property and add value. MINIMUM PROPERTY / APPRAISER / UNDERWRITER REQUIRED REPAIRS: To be used on FHA financed loans where the appraiser or underwriter has required MPR (minimum property requirement) type repairs. BUYER / SELLER FUNDED REPAIR ESCROW: Can be used on an FHA or conventional loan. Can be used on a VA loan by exception only if the seller is funding the repairs. Repairs do not have to be appraiser-required but the appraisal must be subject to those repairs being completed. WEATHER-RELATED ESCROW: Can be used on an FHA or conventional loan. These loans can also be used on a VA loan by exception only if the seller is funding the repairs. Repairs do not have to be appraiser-required but the appraisal must be subject to those repairs being completed. JUMBO RENOVATION LOAN: To be used on a jumbo renovation loan for either appraiser-required repairs or repairs the borrower wants to be done to the property. The repairs must be non-structural in nature (no exceptions) and they must be attached to the property and add value. 1HomeStyle® is a registered trademark of Fannie Mae.
Sarah Willis
Central Oregon Investor Network
5
17 reviews
5
17 reviews
Sarah Willis
Central Oregon Investor Network
Specialties: Residential, Land, Commercial
🏠💰 The majority of Sarah and the Central Oregon Investor Network's clients consider themselves aspiring or seasoned Real Estate investors, but this team regards anyone buying real estate as an investor and encourages working with an agent and a team that can help them analyze their purchase and investment as such. We work with remote and local Primary Home buyers and Investors who are searching for their next property and need someone who they can rely on for excellent communication skills, quick and thorough follow-up, boots on the ground, insider knowledge, and deal analysis to choose the right fit and win in competitive offer situations. Together Suzanne Moore and Sarah Willis work as a team and make up the Central Oregon Real Estate Investor Network. They are a dynamic duo of investor-focused realtors with experience in flips, creative financing, buy-and-hold, BRRR, short-term rentals, and farm, ranch, and land investments. All of that is in addition to helping their clients find the perfect homes to enjoy all the wonders of Central Oregon living. Suzanne and Sarah are your dedicated team of expert agents who work together seamlessly to help you find, analyze, and purchase your ideal Central Oregon property. And they'll show you some of the local hidden gems that make Bend such a wonderful place to live along the way! Sarah is an avid outdoor enthusiast eager to share Bend's outdoors and active Central Oregon lifestyle. She is your go-to for all the local attractions, events, running groups, and things to explore in this magical place we call home. In addition to her passion for people and real estate, Sarah still enjoys growing and preparing food, running, all things outdoors, adventures, and memory-making with her husband and two young children.
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