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Capital Funding Financial LLC
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Capital Funding Financial LLC
Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We close loans in 3-7 DAYS due to our NO Credit or Income Verification and NO Appraisal Requirement (BPO Instead)! We self fund our loans as a DIRECT LENDER with in house underwriting and in house legal counsel. We are A+ Rated with the BBB (Better Business Bureau) with 50+ 5 Star Google Reviews from past clients! We have been featured in Forbes, The Miami Herald, and numerous other news outlets highlighting our past closed deals for our clients. Our Principals have over 30 Years in combined real estate experience with over 1 Billion in Closed Real Estate Transactions. Our rates start at 5.49% on our longer term programs... If you are seeking a private lender who is FAST, HONEST, and RELIABLE with an EXCELLENT REPUTATION for CLOSINGS DEALS ON TIME then you have come to the RIGHT PLACE! Check out our HARD MONEY LOAN, FIX & FLIP, 30 YR RENTAL, AND COMMERCIAL BRIDGE LOAN PROGRAMS TODAY! CALL 954-320-0242 TO SPEAK TO A LOAN OFFICER
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LendingOne, LLC
2.0
11 reviews
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2.0
11 reviews
LendingOne, LLC
Lending One is one of the largest direct private lenders in the country. Call (866)-724-7555 for a no-obligation quote. We offer Fix/Flip, Rental, Multi-family and New Construction loans. We lend in 45 states and help investors from small to large (loans from $75,000 - $30,000,000). You can search BiggerPockets to see why customers love working with us! Low rates, fast closings, and great service. - Fix/Flip Loans - Rental Loans - 30 Year Fixed Rate Up to 75% LTV (Single Property & Portfolios) - New Contruction Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business. LendingOne uses our own capital, an easy online application, and our extensive real estate experience to provide quick and reliable funding for our clients. Our experienced management team truly understands the real estate business and has taken an investor-friendly approach to the lending business. We are self-funded, allowing us to move quickly and finance your project using 100% of our own capital. With our proprietary technology, we have streamlined the real estate lending process. At the click of a button you can be pre-qualified for our competitive rates. Pre-Qualify online 24 hours a day, seven days a week and we will get you to the closing table in as little as ten days. https://app.lendingone.com/ - 2 Minute online quote Call (866)-724-7555
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Nworie Capital
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Nworie Capital
Nworie Capital provides financial solutions throughout the United States. With an extensive network of private investors, credit unions, hedge funds, and capital market institutions, Nworie Capital provides liquidity, complex financial consultations, and private equity brokerage services.
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Housemax Funding (Nationwide)
5.0
10 reviews
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5.0
10 reviews
Housemax Funding (Nationwide)
We are Real Estate Experts. Having worked in all facets of the real estate industry, from operating a brokerage to wholesaling to mortgage origination, we understand the challenges faced by builders, re-modelers, and house flippers. Money is the life blood of the business, and when you need it, you need it now. That is why we customize financing and hard money loans to the borrower’s unique situation. Our goal is to build long term relationships, so we align ourselves with your interests, not the bank backing the loan. We are a Texas business with Texas ethics, and we are ready to lend you the money you need! We operate as follows: FIX AND FLIP -National Lender -Minimum Loan Amount 75,000 -We will loan up to 75% of the ARV depending on credit score* -Interest bearing payments only starting at 7.99%-9.99%* - 1-4 points of origination* - The borrower must put down 10-20%, and we will loan up to 90% of the purchase price, and 100% of the renovation budget, assuming the combined total does not exceed 75% of ARV Borrower Requirements: -10-20% available down payment -A percentage of the rehab budget must be proved to be available (paid in draws) -The 1st 3 months' payments total must also be exhibited as cash on hand -We charge interest-only on the loan (1-year term) -We charge points at closing (1-4 points) - this means 1-4% of the loan amount will be charged as a cost to buyer at closing. -You pay the BPO / appraisal ($695 depending upon which we order, if it is a rush appraisal $695) & $995 doc prep fee (a third party cost we pass along) That is it. NO JUNK FEES, admin fees or otherwise fees. LONG TERM FINANCING or CASH OUT -We also offer a cash out refinance or rate and term refinance for a 30-year fixed rate mortgage. If borrowers credit exceeds 680, we can loan 75% of as-is value. - Interest rates start at 5%* on 30 year notes and depend on credit score. -The percentages of LTV get smaller as credit decreases. Minimum loan amount 75k GROUND UP CONSTRUCTION These loans are reserved for our experienced clients. We offer land acquisition as well as 100% of the construction costs up to 75% LTV. Please contact for more details Website: www.housemaxfundingloans.com For the best rates please use the link below for our loan application! Address 1613 McCullough Ave, San Antonio, Texas, 78212 Phone Number 8285571884 More ways to connect http://housemaxfundingloans.com/
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The Leffridge Company
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The Leffridge Company
The Leffridge Company provides an extensive variety of hard and private money loans for real-estate investors and property owners across the U.S. Whether the real-estate is an investment property, multi-family residential or commercial use. Our team has a hard money loan program that is tailored to help the borrower achieve success. Our Hard Money Benefits: Equity-driven, (easy qualification) Zero down loan programs with cross-collateralization. Properties in need of repairs, or total rehab Properties can be listed for sale. Properties can be in mid-construction. We lend up to 75% of future value. We lend up to 100% of fix-up funds.
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Residential Capital Partners
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Residential Capital Partners
We are a private lender to the fix-and-flip and single-family residential (SFR) investment community. We offer a 9-month fix-and-flip hard money product, a 12-month rental bridge product and a 30-year rental loan product. Our no-money down fix-and-flip funding for 1-4 family residential properties up to 70% of ARV is very attractive for our customers. We will loan 100% of purchase and repairs up to 70% of ARV. Our terms are 10% interest, 3 points on a 9 month loan and the points can be rolled into the loan and paid at maturity. That's it. Our rental bridge terms are 9% interest, 2 points on a 12-month loan and our long-term rental product features 5/1 ARM, 7/1 ARM, 10/1 ARM, 15-Year Amortizing and 30-Year Amortizing products at rates as low as 6.25%. At Residential Capital Partners, what you see is what you get. No bait and switch. Pay interest only on funds paid out. ResCap Partners is one of the top fix and flip lenders in the country. We are not just lenders. Our affiliate partners have flipped over 2,500 properties. We know your business from both sides of the closing table.
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Pro 1 Capital Funding LLC
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Pro 1 Capital Funding LLC
Welcome to Pro 1 Capital Funding We are a hard money lender whose management team has a combined 2 decades of experience in residential and commercial real estate transactions. Providing a built infrastructure, which includes marketing, sales, origination, underwriting, closing, funding, Servicing and broker/originator vetting. Currently lending to investors Nationwide and offer competitive rates. Extensive relationships with major finance companies, seasoned brokers, and premium originators. GENERAL GUIDELINES Non-owner Occupied Only Lending in all 50 States except Puerto Rico and Alaska. Purchase, Refinance, Cash Out, Rehab Up to 90% LTV* Experienced Investors $50K-$15 Million Multi-Family SFR, 1-4, 5+, Condos, Mixed Use Interest Only Payments Stated Income/Bank Statements Only Hard money interest rates from 7.99%* Can fund project in 7 days* Fees and Pricing: No Application Fee Minimum funding credit score 575* We cover 90% of the purchase and 100% rehab costs Monthly interest only payments on the money you use! Eligible Members: Corporations, General Partnerships, Limited Partnerships, Limited Liability Companies.
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Stratton Equities
5.0
5 reviews
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5.0
5 reviews
Stratton Equities
*** Lending in all 50 states. Up to 90% LTV *** STRATTON EQUITIES IS THE LEADING HARD MONEY & NON-QM LENDER TO NATIONAL REAL ESTATE INVESTORS. Stratton Equities is the leading Nationwide Hard Money Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate investors providing a reliable and knowledgeable team to help all Real Estate investors succeed.   Our goal is to help small business owners, real estate investors, and commercial contractors quickly and efficiently finance their business activities. Our national hard money loan programs are tailored to your unique project needs. We fund fix and flip, new construction, and cash out refinance projects for non-owner occupied properties. We look forward to becoming your lending partner for your next investment. Our loan programs support the following investment projects: ​ - Fix and Flip - Stated Income Cash Out – Refinance - Commercial Loans - Blanket Loans - Fixed Rental Programs - New Construction Contact Us Today or Apply on our Website www.strattonequities.com [email protected] (Toll Free) 1-800-962-6613
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Brass Financial Group
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Brass Financial Group
Brass Financial helps individuals and businesses secure funding when you most need it. With over 30 years of experience, we have built a reputation as a reliable lender that gives you the attention and care you can expect from a family-owner business. We are a direct private hard money lender that gets loans funded in days—not months that banks and other mortgage companies cannot or will not fund. We offer true No Income NO DOC Loans, Fix & Flip, Long Term Rental Loans, Cash out or Purchase, in addition to our Business, Personal and Commercial Loans. We also offer Joint Ventures opportunities to real estate investors, realtors and contractors who are looking to buy fix & flip properties. Brass Financial Group will partner with you and put up 100% of the funds needed in return for a percentage of your profits. Call today to learn more and reserve your funds! Talk to one of our lending specialists to see why people across the United States choose Brass Financial for their personal and business funding needs.
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FBC FUNDING, LLC
5.0
1 review
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5.0
1 review
FBC FUNDING, LLC
FBC Funding is national correspondent lender and commercial / hard money mortgage broker with over 40 residential and commercial real estate investor program programs including residential and commercial: fix and flip, rental, new construction, bridge and blanket loans. We also provide Credit Lines and Gap funding for well qualified investors. With over 10 years lending to investors we have programs and expertise to help experience and novice real estate investors alike. We are not just lenders, we are investors. As such we offer advice and share our experience to our clients. We are not just order takers. FBC Funding also has a robust affiliate referral program.
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What Is A Hard Money Lender?

A hard money loan is an asset-based loan. One of the biggest factors affecting the approval of a traditional loan is your credit history and income. Lenders want a candidate that possesses a reputable re-payment history because this demonstrates the consumer’s ability to repay loans.

However, a great credit score and a lot of income is not always guaranteed an approval and the overall process can sometimes take a long time. Hard money lenders utilize a different approach by lending funds based on collateral and therefore, the lender places less emphasis on credit history. Hard money loans are not for everyone, but there are several situations where these loans make sense.

Strategies Using Hard Money

There are different instances when a real estate investor will be more likely to use a hard money loan versus a traditional loan. Real estate investors might find themselves using a hard money loan in the following instances.

Fix & Flip
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One of the most important things to understand when considering hard money is that each lender considers things differently than the next lender. Each lender is going to have his/her own criteria but most of them will base their loan off of a percentage of the after repair value or AVR. The following could also be considered when looking at a hard money loan:

  • Independent appraisers AVR
  • In-house AVR
  • Percentage of total costs
  • Percentage of the purchase price of the property
All lenders are different so be prepared for the hard money lender to consider any combination of the above before settling on the loan.
BRRRR
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If you are a real estate investor looking to execute the BRRRR strategy then the first thing you are going to want to do is secure a lender. One of the biggest mistakes that real estate investors make in the BRRRR strategy is only looking for a lender right when they need one. The best thing that you can do for yourself is to begin searching for, vetting and building a relationship with a lender as early in the process as possible. Meeting with lenders earlier will highlight any issues you might have with credit or income that you might need to get fixed before you really need the money for repairs. Getting this handled early will save you a big headache in the future.
Short Term Financing
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A short term loan is the traditional loan when a real estate investor is fix and flipping a property. With this type of loan you will typically only have 2-3 months to rehab and then resell your property for a profit. Short term financing is a good idea for properties that have a lower volume of fixes and repairs before putting the property back up for sale. Due to the short time period before the loan expires, you don’t want to get caught up with too many long term projects and have time run out. This would be homes that only need cosmetic repairs, upgraded appliances or minor repair work.

Questions To Ask A Hard Money Lender

Based on the best practice of reaching out to multiple lenders, you will want to make sure you have a proper list of questions available to you to vet out which lender is best for you. Here are some questions that you should ask a potential lender:

  • Are you the actual lender or just a broker?
  • Do you check personal credit? What score are you looking for?
  • What project details and documents do you need to make a quote?
  • How long will it take to get a quote?
  • Where does your money come from? Is this money in your control or do you receive it from a third party?
  • What happens if my loan needs to be extended?
  • How do you handle interest? Is it upfront, monthly or at the end?
What is Hard Money and How Does it Work? 10 Questions on Hard Money Loans Hard Money Buying Worksheet Hard Money Upfront Fees: Should You Pay Them? Understanding the Benefits and Risks of Hard Money Interview with Hard Money Lender, Kevin Amolsch Using Hard Money Lenders to Grow Your Business: Podcast with Ann Bellamy

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