5 Games That Will Teach Your Kids About Money & Real Estate

by | BiggerPockets.com

There is little sense in building up a big portfolio or nest egg to leave as an inheritance unless we also teach our kids how to handle money and manage real estate investments. Then the next generation can turn a little into a lot more.

One of the best ways to do this is through games with lessons. While we might like to download all of our money and real estate knowledge to them in a few hardcore sessions over dinner—or at every moment we get with them—that can be tough. A lot of it can be over their heads. It may not be the most fun way they enjoy spending their time with us. Every age can bring new opportunities to teach them in a way that fits their cognitive abilities and they can relate to. Whether they are five or 15 or 25, games can be a great way to achieve this in a passive, entertaining way.

Here are five worth trying out.

5 Games That Will Teach Your Kids About Money & Real Estate

1. Monopoly

Monopoly now has a wide variety of themes. So, no matter what your kids are into, there is probably a version of Monopoly they can get excited about. This game is great for introducing them to real estate in a really passive way, as well as teaching some basic principles. Like, you don’t want to go to jail! It will also introduce kids to some general rules, strategic location choices, and more. Take a look at this post on BiggerPockets for some of the great takeaways all investors can gain from this board game.

Related: Game of Homes: 9 Lessons of Wealth & Real Estate from Game of Thrones

Monopoly also now has a card game version. It’s easy to take with you on vacations. This one really teaches you the importance of cash reserves when buying rental property. Your kids will also quickly learn that sometimes cash alone becomes ineffective, and you need investments to win the game.


2. Chess

Chess is probably the most classic mental game, and it has plenty of benefits. It again shows the need to know the rules and roles of different pieces, how to best utilize the different pieces to play to strengths, when to be bold and move forward—and when to be defensive. It helps with creative thinking, a willingness to try new things, the development of long-term strategy, and the ability to think several moves ahead the competition. Backgammon, checkers, and Chinese checkers are reasonable alternatives if you prefer.

3. Cashflow 101

This is one of the original real estate games, probably one of the most famous among real estate investors and created by Robert Kiyosaki. You don’t have to be a fan of the Rich Dad Poor Dad author to play. It pits players against the markets and elements, and it introduces them to a variety of investments for trying to escape the rat race.

An alternative to this is Dave Ramsey’s Act Your Wage. This board game by the ultra-conservative money advisor aims to help players learn how to get debt-free and pay off debt.

4. Fortnite

If you aren’t familiar with this game yet, you had better get up-to-date. It’s currently the most popular video game in existence, and everyone is playing it and dancing the moves. For all those parents who are still against video games, consider how there are now even video game scholarships to college, this career path can pay well, and you can play in professional competitions.

The big lesson offered by the game here is in budgeting. It is one of those smart but bothersome games that drives your kids to constantly beg you for real money to buy virtual items. Every day, there is something new and exciting they just have to have. Unless you are really going to give them money to own every costume and accessory that comes out, use it as a teaching tool. Give them a real allowance each week. Have them hand you over real cash out of that if they really want to spend it on the game. You’ll probably notice a quick difference in how careful they are with their money when they have to spend their own, not yours.

Related: Let the Games Begin: How to Use Gamification to Tackle Ambitious Goals

The teamwork element is helpful. Players learn how to collaborate with friends and other players in different cities. You might even be surprised at how siblings of different ages can actually connect around this game, or you as a parent can develop your teamwork with your kids.


5. Pokemon Go

While Pokemon Go might be a little “last year,” it is still very popular. It took the whole world by storm a couple of years ago. Everywhere you went, there were kids, teens, adults, and families playing it. It offers great lessons in branding and gamification. For the youngest real estate entrepreneurs in your family, it can be a fabulous way to get them excited about walking outdoors and exploring new destinations. Take them to new neighborhoods to hunt Pokemon. Talk about the streets and houses on your way. Maybe add in a side game to see who can spot the most house for sale and for rent signs. Tip them for any good leads you get on for sale by owners.


If teaching your kids good money management keeps you up at night, or you are just passionate about teaching them some real estate investing skills, these games might help. They can be a lot of fun and help you build their skills in a way they will actually enjoy. Just take a moment to enjoy the quality time and keep it fun.

Do you agree with these selections? What are your favorite learning games you play with your kids?

Comment below!

About Author

Sterling White

Sterling White is an investor and business owner on a mission to make the world a better place through principled and efficient real estate investment.

Even before co-founding Holdfolio, Sterling and his partner Jacob Blackett had been involved with the purchasing and selling of over 100 SFRs. Today, Holdfolio is a prominent platform for investing in income producing multifamily apartments. The firm has been featured in national publications such as US News and was ranked as one of the best real estate crowdfunding sites in 2018 by Fit Small Business.

The success of Holdfolio’s technology gave birth to SyndicationPro, a fast growing all in one software solution empowering investors to efficiently and easily raise capital online.


  1. Thomas Phelan

    I agree the author’s suggested Game will help a child enter the real world.

    I also suggest that their youngsters, as they approach college age, experience certain summer jobs:

    1. Sell cars
    2. Work in a Phone room taking inbound calls)
    3. Work in a Telemarketing room making outbound calls

    And they should see the following films:

    1. Tin Men (Danny Devito, Richard Dreyfus etc.)
    2. Used Cars (Kurt Russel, Jack Warden etc.)
    3. Glencary Glenclose (Alec Baldwin, Al Pacino, Jack Lemmon etc.)

    This will effectively remove any Rose Colored Glasses and replace it with a
    keen sense that you must be sharp to survive.

  2. Ryan P.

    Good article, thanks for posting. My oldest is 12 and along with her younger sisters I take opportunities to talk to them about money, investing, education and saving. Plus my oldest (then 11) had to work 40 hours a week for a month this summer to earn money for something she really wanted. She didn’t like it and it “ruined her summer,” but she definitely has a grasp as to how much one has to work to buy something, and has a basic understanding of if something is “a need or a want?” Item. Good times!

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