I live in a traditional Chinese household and it is common for their kids to stay with them for the rest of their lives, especially when my father is getting old and he's incredibly sick.

I am all for finding a motivated seller and getting a good purchase.The reality is most sellers have below market financing and little incentive to accept a noticeably below market offer.Unfortunately, in most markets paying market price with market financing bleeds cash as a traditional LTR. 2 recent studies show that it is cheaper to rent than own in virtually every large city in the UD. 

Some investors use BRRR, others go traditional, but the key is having cash flow, reliable management, and knowing your exit and hold strategy.

For a single-family residential property, the options outside traditional rentals are limited by zoning, but there are a few creative paths people have successfully used, like home offices for remote workers, small professional practices, or creative studios if local ordinances allow. 

My team has worked with quite a few investors doing co-living or rent-by-the-room models around metro Atlanta, and overall, it can be a really strong strategy when approached intentionally.Co-living fills a very real gap in the market — it provides affordable, flexible housing for working professionals, students, and people in transition, while also producing higher returns than traditional single-family rentals.

**Learn About Financing Options:** Explore different ways to finance your investment, such as traditional mortgages, FHA loans, or working with private lenders.

Companies familiar with LLCs, hard money, and short timelines are much easier to work with than ones used only to traditional home sales.Finding a reliable title company now saves stress and helps as you scale.

From an investment perspective, the returns are typically stronger than traditional single-family rentals, which helps offset the moderate zoning risk.As with any model that lives in a gray area, strong management and community awareness are key—keeping properties well-maintained, managing parking, and minimizing turnover-related disruptions goes a long way in avoiding unwanted attention or complaints.We work with a number of investors using this strategy successfully throughout the metro area.

I also highlighted the target returns and profit splits for more traditional 5-7 year holds that I have seen this year.

Are you moving toward private money, partnerships, or traditional lending again?