My first question is whether there is any arrangement for water and sewage, and I have many more.

One meter for water & sewer - So every month I just split the bill halfway since there are the same amount of people living in each unit.  

It is up to you to see which comps are most relevant to you, but likely if you underwrite $250k in income as an across the street comp you will be under water by $50k and that is not the software's fault.

I'm just glad I was able to point it out to my clients before proceeding further, which could have led all parties into a sticky legal situation and me in hot water, like you mentioned. 

Quote from @Elealeh Fulmaran: Tough combo: rural, 7 acres, hand‑dug well, unpermitted structures, and minor water damage knocks out most agency and FHA options.

Now, as I have always said, "when properly trained, an investor using Creative Finance, always records the Deed, Uses a Title Report, clears the items on Title, Uses Escrow, pays all back payments, pays any transfer taxes, brings the property taxes current, brings the HOA current, brings the electricity, water and lawn care current, writes a check to the seller for their equity (for whatever the agreement was), gives the seller a comfortable amount of time to locate a place to move to, takes the property "as is" and makes every payment in the correct amount, on time.

Now you may have to get it rezoned , this may take a year or two and you have to fight some neighbors , then you hire an engineer to lay out the lots , roads , water and sewer , which isnt cheap and may take another year or two .

.💡 Utilities – If you pay for water, gas, or electricity, those are deductible.🧹 Cleaning & Landscaping Services – Routine upkeep expenses.💼 Professional Fees – Legal, accounting, or property management services.🧑‍🔧 Contractor Labor & Supplies – Any materials or hired help for property improvements.🚗 Mileage/Travel – When traveling to inspect or manage rental properties (keep mileage logs).💻 Office Supplies & Software – Including bookkeeping tools, printers, and even part of your home office.Creative Ways to Give Back — and Still SaveGiving back can also be tax-deductible when done thoughtfully:🎁 Tenant Appreciation Gifts: Small gifts such as gift cards, snacks, or holiday baskets (under $25 per tenant per IRS rules) can be deductible as a business expense.🏘️ Community Donations: Contributing to local charities, shelters, or community events near your property may be tax-deductible if donated to a registered nonprofit (501(c)(3)).🧤 Property Improvement Drives: Donating old appliances, furniture, or materials from renovations to nonprofit organizations like Habitat for Humanity can qualify as a charitable deduction.Pro Tip:Before December 31st, review your receipts, invoices, and bank statements.

I feel like I'm a fish out of water here a bit.

Failed in my water