Nothing cash flows.

Option B seems fine, you know the area, you know it is going to create cash flow, it will create equity, you can do BRRR anyway, so what is the hesitation.

Seems like a good idea to pay if off and have that cash flow, but on other hand,  seems like more doors would be best for an overall portfolio.       

This leaves me with a negative cash flow of $46 per month not including all of the other expected expenses.

It’s also in a city I know very little about (Norfolk, VA) here are the numbers- I welcome your thoughts/ insights:$259k - sales Price (4- unit building fully occupied)$1460- total mortgage payment (after 25%) down $305- Property Management Feee (10%)$105- trash (total water is $315 p/m but seller bills water to tenants and has it written in the lease)$60 - lawn careTotal rents are $3050Owner says monthly expenses are low.The best case scenario is net income of $737 assuming $400 extra monthly expenses (for worse case scenario unexpected expenses which always come up) and assuming all the tenants pay their rent.Positives- - Seems to be a good cash flow if expenses are kept low and everybody pays- 4-plex is located in an 85% residential area- building is ok condition (built in late 70’s) except roof is 18 yrs old- all tenants are gainfully employedConcerns- while the neighborhood visually looked fine, according to crimemapping.com its a moderately high crime area.

I'd like to just save the cash flow and not touch most of it for the first several years to build up an emergency fund.

Looking for cash flow. 

Total rental income - 8400Vacancy - 420Prop Mgt - 840R&M - 420Taxes - 848HOI (maybe flood also) - 400Cap ex - 800Utilities - 200Purchase price - 500,000Reno - 150,000Cash flow - 842ROI - 26%Even running numbers more modestly, I'm coming up with a 480 cash flow and 15% ROI.

Right now it’s break even for cash flow, but i see the clear path to increasing the rental value in a short amount of time to get where i want to be.

Also, make sure that it will not affect the cash flow.