Hello @Sheldon Peart  If you need financing to purchase a residential property with 5 doors, you will need to get a commercial mortgage. 4 key factors affect the value of your home: Location of your homeSize, age, and condition of your property, including any renovations or updatesThe housing marketThe economy and interest ratesHere are 2 ways to help you estimate the value of your home:Talk to real estate agents – They may estimate its value for free and should be able to tell you what other homes in your area have sold for.Pay an appraiser 

So my credit would be free from any mortgage (although I am on the deed).

Scott's The Book on Flipping Houses, the positively portrayed in that book and in the you tube videos is what drew me to BP. 

Feel free to message me for more info.

Some even offer an associate degree in real estate.If it was me, I will get on YOUTUBE google PA realtor license see if you can absorb the materials for free.

This would also be the preferred method if they paid less than $200k for the property as all those gains are tax free now but will be taxable after 2 years as a rental. 

Clear title is squeaky clean free of any and all encumbrances. 

I use CreditKarma (free) to monitor my credit.

If you ever want to exchanges ideas or chat real estate feel free to reach out.

Is there a tutorial/explanatory video available somewhere and a standard letter I can send to explain how LOs work?