You may be surprised what they offer on commercial products.

I would disagree with @Ronald Isgate (I do respect your opinion though I've seen you on here plenty and know you are a knowledgable source) in that there are a number of hard money lenders who now have long-term products.

I'd recommend that before you leave you understand the different areas, classes, products, etc.

And if not in money, maybe even in time - slow claims processing can hurt you just as bad as poor coverage or unfair replacement cost calculations. 

The goal here is to keep discussion civil, productive and real estate related.

I actually just got approved an 1149 square ft product.  749 ADU and 400 square ft. additional living quarters (for the main house). 

Be very careful, poorly handled this will cost you.

"No doc" rental property loans are an increasingly popular product among hard money lenders where the loan is underwritten with a borrower's credit score and the property's cash flow. 

$10,500 receiving in rent.It has some low cost units as they are not in great condition and some are quite small.The location is great and has 17/18 rented long term at the moment meaning it will cashflow from day 1.It is poorly managed and still booked because it is a desirable area walking to nightlife restaurants highway and close to airport.

I started right before the big crash and there was a point in my life where I use to think poor me getting into re and 12 months later the bottom fell out.