For over four decades, my investing approach and criteria has been flexible - it has changed as economic and market conditions change - my criteria adjusts on geography - my investment criteria was not the same buying an SFR in Silicon Valley as it was in Charlottesville, VA.

I am currently selling my condo in Ybor - it closes this week and I am in a rental on treasure island month to month to allow flexibility.

I'd like to keep them, and won't increase rent for the renewal coming up soon this time (I increase the rent every renewal).I have a No-Pet policy when renting, but I decided to be flexible with them, and allow them their dog request (not a big one!).

I am wondering if there might be potential in smaller, more flexible office space, and I'd like to hear your thoughts.

There have been no police, municipal, legal nor maintenance complaints against tenant for tenant-responsible maintenance or behavior in the past 12 months.Documenting your pet policy now will allow you to flex like this and you can always change your pet policy in the future.Your rationale here, should you need to defend it, is your pet policy is flexible but protects new flooring (#1), requires a profitable since the pet is likely to do damage (#2, #3) and a tenant who is not a p.i.t.a. (#4); uh, I mean who honors the lease and is well behaved.

On the flip side, on a month-to-month lease, there is more flexibility for you and the tenant.

So, my question is - how understanding/flexible is the FHA in these situations?

For something like a medical bill, I'd be flexible.

That gives you flexibility for if and when you refinance. 

On the plus side, you can transition to a more flexible plan document by working with a plan provider who can restate the brokerage firm documents if you ever wanted to.