@Jenne Richardson Sewer or water bill definitely hasn't increased since the leak...But then again, I've noticed the hole only recently so I would need to wait until the next billing cycle to be certain.

The 90-day cycle makes sense as does the exponential growth with consistency and time in lead generation and follow up.

Because if she's not on title, she can be a first time homebuyers/owner-occupant for any home she wants to buy, and take advantage of the preferential interest rates for owner occupants.Another factor is that if both are on the loan, they will both be liable for the entire debt, and it will hurt them going forward because of debt to income ratio if they want to buy more properties.He can always give her a life estate in the unlikely event of his death if it's an inheritance issue.

I'm a huge fan of investing out of state, changed my life. 

If you are looking for a long-term fixed rate loan I would turn to the life co's or agencies.

I wish life worked that way....Costs you need to understand from your servicer are boarding fees, servicing costs. if there are extra costs for tax and insurance escrows, if their costs change if the loan becomes non performing, how much $$$ to send a notice of default for non performing notes, and how late fees are handled (I have seen some keep all late fees, some split them 50/50).To calculate yields I use the 10bii app.  

However as soon as you fix it up and make it nice and presentable....then former owners probably show up...that seems to be how life works.   

If you don't currently own a home it can be considered a primary residence.  4 years is a long time, and life changes. 

I have been on the search to do something else with my life for the past few years so I can spend more time with my family and not have to worry about a 9-5 schedule, or in my case 6-6.

I listen to the standard BP and many other RE ones, but am looking for some mindset podcasts, something you would expect from a life coach-esque person.