.💻 Office Supplies & Software – Including bookkeeping tools, printers, and even part of your home office.Creative Ways to Give Back — and Still SaveGiving back can also be tax-deductible when done thoughtfully:🎁 Tenant Appreciation Gifts: Small gifts such as gift cards, snacks, or holiday baskets (under $25 per tenant per IRS rules) can be deductible as a business expense.🏘️ Community Donations: Contributing to local charities, shelters, or community events near your property may be tax-deductible if donated to a registered nonprofit (501(c)(3)).🧤 Property Improvement Drives: Donating old appliances, furniture, or materials from renovations to nonprofit organizations like Habitat for Humanity can qualify as a charitable deduction.Pro Tip:Before December 31st, review your receipts, invoices, and bank statements.

I think they pay the VA a little and pocket the rest waiting for the house of cards to fall.

Readers are advised to seek professional advice.

The lesson for a lot of BP forum readers to observe is the patience Jay demonstrated waiting 2 years for an opportunity in a high barrier of entry market.

Cash is digital too with the use of credit/debit cards or ach. 

I had to cancel my credit card at CITI just to stop the fees.

They do not have an automated way to capture credit card transactions.

If you go hard money, ask for cross‑collateral or deferred points to keep cash to close minimal, and avoid maxing personal cards so your credit stays clean for underwriting.

Winter definitely slows things down in many markets, especially in colder regions.A few strategies that have worked for me during the off-season include:Offering slightly reduced rent for longer lease terms (like 15 or 18 months) to avoid winter lease ends in the futureProviding flexible move-in dates or short-term leases that end in spring or summerIncluding small move-in perks like a rent credit or gift card to boost interest without reducing rent across the boardIncreasing marketing efforts and refreshing listings on listing platforms more frequently to stay visibleIt’s all about staying proactive and making your units stand out.

Readers are advised to seek professional advice.