Doing proper research — looking at the chain of title and checking the NY court system — gives you an edge most first-time buyers don’t have.I actually maintain a Brooklyn Pre-Foreclosure dataset (updated Oct 2025) that pulls verified filings straight from the New York State Unified Court System, showing dates of default, mortgage balances, and more.

IF you filed a claim, insurance would only cover 50% of the damage, so if it was $100k in damage you would get $50k from insurance since you are under-insured If you have no mortgage, you can do what you want, but once you have a mortgage you have to insure per the lenders requirements.

The good ones will have title recommendations, will be transparent about fees, and request a complete file and exit strategy.

This deed instrument is submitted to the county recorders office for “filing”.  

Every year around tax time, when gathering data for filing, we evaluate the performance of every asset held. 

It ended in me having to file a lawsuit and I nearly lost everything...including my marriage.

You add on the fact that we see the same 100 billion $ handed over in a circle from one AI company to the next, all reporting it as revenue, the P/E ratio of the S&P500 is over 30 and that makes you wonder where corporate profits are supposed to go from here, inflation eating into consumers spending power - I would say @Collin Hays is right, brace for impact.Fortunatley, residential real estate is a relativley recession proof.

I have spoken with some attorneys that think it will not go anywhere but I would hate to end up like how Cleveland is.Columbus City Council considers creating registry of rental properties - https://www.wosu.org/politics-government/2025-09-16/columbus-city-council-considers-creating-registry-of-rental-propertiesProposal - https://www.columbus.gov/files/sharedassets/city/v/1/city-council/documents/hearing-documents/bankston/rental-registry-proposal-comparative-chart-and-summary-11-5-25.pdfRegister to speak at the hearing this coming Tuesday - https://us.openforms.com/Form/8a746076-35c8-40e7-a786-79bd2c7e0244@James Wise Yup we've got that in Cleveland and most all of the suburbs.

Their LLC filing is very new in California.

Not sure what its your opinion. check out the files here on BP, there are tons of tools and calculators.