But I wouldn’t chalk this up to politics or any one administration.

On one end, you have sponsors who attract institutional capital, family offices, private equity, or high–net-worth investors where the LP's often negotiate stronger terms and maintain greater control. 

My office is in Philly.So far I know Erie, Phila Contribution, and Berkshire Hathaway GUARD are providing this coverage in our market.

I am a licensed NMLS Loan Officer but with fix and flip, new construction DSCR I go outside my company's NonQm lenders too many overlays.

Same building type, completely different expected outcomes.The political environment matters too.

As a new agent, you don’t need fancy branding or a shiny office—you need skills, scripts, contract knowledge, lead gen structure, and accountability.

It can definitely vary based on your situation, though.If you want, feel free to DM me — I’m local to Tucson and happy to help you think through options or connect you with a couple loan officers who handle construction financing regularly.

I'm a loan officer with Quick Lending!

record a memorandum of agreement at the county recorder's office

While immigration has slowed under the current political climate, I’m confident it will pick back up over time.Either way, population growth or decline is something we all need to stay mindful of.