IMO, it may also give a tenant the impression that there is some substance related to the lease and car insurance or any other unrelated issue and where the tenant questions my lease as eliminating things I should be responsible for.

Fortune Builders has substance and I met interesting thinkers in the 3 day workshop as well which only cost $197. 

I feel like a phone call might have a lot more substance, and people would remember who I am.

Substance over from - in most states it’s illegal even if double closing

My spiritual and my physical nourishment is now taken care of.How will I find that Napier manual, Aaron?

I totally disregard the glowing social reviews and only look for negative reviews of substance.

The tenant was doing just that with no problems until about a week ago the landlord got a call from the state police that there was suspected drug manufacturing and trafficking of a controlled substance.

Its always seems like as soon as you do phase 1 they find something that makes you jump up to the next phase so just be ready to pay more money.I have done a couple of these and I think they are a huge waste of money, but the lender I used required it.One them they said a liquid substance was on the parking lot and unable to determine what it is so they required more money and then when they returned it ended up being a dried up puddle of water. 10k later to tell me its water.Second one I did was by a railroad track and they made me go the full blown process because they found some coal on the property.  10k later they said it could be coal that fell of a passing railroad car. 

Substance still rules over form so it is good to be explicit.

DEFECTS: Seller warrants subject property to be free from hazardous substances and from violation of any zoning, environmental, building, health or other governmental codes or ordinances.