Hi Terrance,Sorry for the very late reply — the last couple of months got away from me with work and some unexpected personal commitments.Thank you for your thoughtful response.

It’s already paying off—and will continue to for decades.What Went Wrong• Neighborhood issues• Construction period extension denied• Rehab 2× over budget• 2.5-year timeline• Stress, doubt, and constant cash injectionsWhat Went Right• I didn’t quit• We completely revitalized a neglected pocket• Cash flow is strong• I gained multi-unit, heavy-rehab experience that now makes everything else easier• The area is now a feeder for future BTR and infill dealsMy TakeawayEverything that could go wrong did.But finishing the job created lasting value, for the neighborhood, for my portfolio, and for my own skill set.

well over 200 deals the last 10 years.

Quote from @DeQuantay McDowell: I’m close to locking up a potential fix & flip deal here in Columbus, GA, and I’d love some feedback from experienced investors before I move forward.Property Details:4 Bed / 3.5 BathPurchase Price: $275,000ARV: $360,000 (based on comps within the last 3–6 months)Estimated Rehab: $15,000–$25,000Mostly cosmetic: paint, flooring touch-ups, fixtures, landscaping, and minor updates depending on inspection.Seller claims the property will be delivered free and clear (no mortgage or tax liens)Current Condition:The property is in good structural shape.

Meanwhile you can search the forums for basically the same question asked last week if you’re impatient. 

We fund up to 100% financing on purchase price plus renovation for flips --  as long as the borrweor has experience of 3+ in the last 36 mos.

Mayor Greenberg is back in Frankfort this week pushing for another major round of state funding—hoping to land something close to the $100 million secured last time.

Lastly thank you in advance Hey James, welcome to BiggerPockets and that’s awesome you’re diving into real estate and already thinking about new construction—it’s definitely a big but rewarding route.

Nice seeing you all last night!

Otherwise, if every company is declining, you may qualify for the NJ Fair Plan, the state ran insurance program for high risk properties that cannot be insured in the private market (insurer of last resort).