Paying down more principal would be ideal, and I like your solutions better, but a 50 year mortgage is still better than renting. 

Include:Before + after renovation photosLine-item rehab scopeComparable duplex sales (recent, renovated, within 1 mile ideally)Actual leases showing $3,650/mo combinedA lot of BRRRR appraisers underestimate turnkey rent-ready units because they aren’t used to investors producing those returns.3.

That would be the way to minimize the amount you need to put down since you are ideally lowering housing expenses.

Lower down payment, favorable financing terms, ideally reducing your housing costs, building equity, and learning how to be a landlord are all things you can expect after your first house hack assuming you buy right. 

In markets like Memphis, small multifamily properties still hit or lot of times exceed the 1% rule, and they’re ideal for investors who want both cash flow and scalability.

They are an ideal fit for Cooperative Assignments.• In the “fast” markets, strong demand and tight inventory are fueling appreciation. 

Finding Investor-Friendly AgentsLook for agents or companies with a track record of working with out-of-state investorsCheck BiggerPockets Marketplace and forums for agent recommendationsAsk for references from other investors - ideally those who have bought small multifamily or turnkey rentals in the areaTarget agents active in off-market sourcing, like direct mail lists, probate, or absentee owner leads3.

It was messy, stressful, and far from ideal.

It's less risk for the lender and ideally more more profit (flip) or CF (rental) end of day. 

Business Cards "A" Frame Signs Non Owner Occupieds Paper Signs on Poles Join Community Organizations Hire a Sign "Flipper" Bandit Signs Church Small Groups Hard Money Lenders Door Hangers Sponsor An Event Developer and Builders Hand Outs Charitable Donations Mailmen Flyers Charitable Raffles Your Competitors Title Companies Host or Co-Host a Charitable Function Local Employers Closing Agents Hold a Free "How To" Seminar Rent to Own Stores C.P.A.s Booth at the Home Show Referrals Attorneys Fliers to Weekly Hotels Your Existing Occupants Property Managers Put Up Signs on Your Properties Have Your Voice Message Urge Caller to "Tell a Friend" Financial Planners Ads for Other Properties Free Publicity Financial Advisors Join the BBB Sponsor A "Food Truck" with Your Promo Info Insurance Salesmen Bankruptcy Filings Pay for an Ad on an Ice Cream Truck Investors Court Filings Write Articles for Papers Your Contractors Probate Interviews for Radio, TV, Newspapers Your vendors New Baby Announcements University Bulletin Boards Door To Door Mail to Landlords List on Fizber.com Free Gift Offer Signs at the Gate to an Army Fort Weekly or Community Newspaper Ads Apartment Complexes Signs at the Gate to a Sub Division Bulletin Boards At Safeway/Albertsons/Krogers Mailers Hire a Student To Hand Out Fliers Minor Newspaper Ads FSBO.com Promo Material - Calendars, Notepads Newspaper Weekend Ads Magnet Signs for Your Cars Co-operative Advertising Real Estate Magazines Flying Banners Craigslist FSBO Magazines Trade Shows Website FSBO Signs in Yards Festivals Bus Stop Signs Restaurants Fairs Adopt a Street Sign Restrooms Balloons Laundromats Mail Centers Movie Theater Commercials Car Washes Billboards Rent a McDonald's Sign Auto Shops T-Shirts and Hats E-Mail Blasts Google Ads Twitter Radio Ads Expired MLS Listings Sponsor a Sports Team Free Information Report Open Houses Real Estate Agents Probates Pre-foreclosures Loan Officers