But interestingly, a lot of people I talk to are still mixing in creative or alternative options — DSCR loans, private lenders, and joint ventures — to stay competitive in tight markets.It seems that even with rates improving, speed and flexibility are still huge advantages, especially for flips and mid-size rental projects.I’m curious — how are you all approaching financing in today’s market?

“[If the shutdown persists, evaluating how the economy is performing] could become more challenging.”But, absent their traditional data streams, there are some approximations and alternate data sources we can use from the private sector.

The alternative is to 1031 into a longterm DST earning 5% or struggle to find some other property with upside. 

I'm trying to get more info from them but it's hard as they want me to fill out forms and schedule meetings and stuff, I really don't have time or want to deal with that As an alternate route I'm talking to a few landlords in this range and trying to sketch out what a simpler dashboard might look like with things like rent tracking, lease reminders, and maintenance tickets without the need for paying for tons of different subscriptions.  

Wood, tile, acrylic and others alternatives (done well) are impressive, durable and functional.

Actually most people who have vacation homes out there come from Atlanta or Charlotte and are just looking for mountain getaway alternatives to Blue Ridge or the more expensive places in ski country like Beech Blowing Rock Linville Sugar Mtn etc.

For liability reasons, the alternate language SHOULD be prepared by an official translation service with insurance.

Not to get political - but since we are being truthful, monetary policy is not independent and there has already been an intentional loosening of banking rules to facilitate more lending and more...activity & profits.Things to watch: ARMs (Adjustable Rate Mortgages) are increasing in percentage of loans closed, as are interest-only, lower down payments on DSCR or NON-QM (Alternative Income & Asset Verification) as are the DTI, reserves and employment duration criteria. 

Alternative rent models are even less passive that LTR.  

if a property appreciates 4%, the return from appreciation on an unleveraged asset is 4% but the return from appreciation on a 80% LTV is 20%I will go so far as to say in the current low cash flow RE market (even high cash flow markets currently have poor cash flow) that there is no reason to invest in passive (residential LTR RE is not passive but is compared to flips, value adds, alternate rent models, etc) RE.