It's not absolute in any State, City, or Neighborhood - - it's relative from one specific property to another.the ratio of Net Operating Income (NOI) to property asset valueso clearly the operations of the property(NOI) will vary and the FMV will too. 

I have found several that look decent, but I need to go through them with a fine tooth comb, or use them to create my own. 

Industry lobbyists would be sure to fight that idea tooth and nail.

I had the same issues with other CRM's and I am an Authorized Partner for Podio too.

Make sure too listen too the podcast weekly lots of helpful information...

I am an Newbie too the Columbus, Ohio area.  

Most people are good, but there are some a**holes and nut cases in the world too.

The more I discuss it with those more experienced ( who invariably have a better "sense" on cost of repairs and ARV) I am under the impression if you find a property and spend some time analyzing its ammenities and features (and these coincide with your criteria), condition, neighborhood, etc, and your gut says "lets consider this one", compile some estimates for your repairs, build your profit in, your discount, and then shoot an offer over, with an explanation.At least if you put it under contract, you have some time with inspections and those more experienced in your circle to really look at the property with a fine-toothed comb.

sure you can sub too the property  then the bank will foreclose the seller out and you with them.. like they are talking about and if its Texas probably go for a deficiancy judgement against your seller.. probably not in the sellers best interest.. 

But, don't let that scare you, you get paid every month too!