As I keep saying, even today I live in a commercial with my wife, two children and we have zero furniture with the exception of office desks, mattress sets and a few tables.

We pulled through, but we're never going through that kind of stretch again.Just want to be another voice here telling you we've had to go to the mattresses, too, and we get it.

Do you get mattress information from AirDNA? 

This one was the ugly duckling that was a local dumping spot for tires, mattresses, and construction materials.

Buying with cash doesn't mean saving your money under your mattress until you have enough to pay cash for a rental property.

Stuffing a mattress until CD's pay 4% does not seem like a sensible solution. 

I cant keep it under my mattress...I dont really want to put it in CDs or stocks...Bank account?

Good mattresses are a must. zinus and purple have great reviews.

A person putting their money in a mattress would have 42% more buying power with it today than someone who bought a median house in 44710 in 2005.I understand they've been collecting rent, but the OP needs to see the whole picture, including the appreciation loss, which is why many of these areas are priced the way they are regarding the 1% rule, which is what he was asking about.   

I believe that change would put the return well above inflation, your average high yield savings account and putting a bag full of cash under your mattress.