I THINK California is the only one that will chase you down for their cut of your eventual sale. 

That way it is easy to move around money if you need to.Therefore, if you have a personal checking account with chase, open up another account with chase just for your rentals.

With your background in construction and management, you’ve got a huge edge, especially if you’re considering flips or buy-and-hold rentals.A lot of investors I’ve seen recently have been focusing on cash-flowing single-family homes in affordable markets rather than chasing appreciation.

I know Chase Private Client offers very attractive rates.

It has been beneficial for me to know the areas, local players and be able to see subtle changes in neighborhood.

Not a downturn, but a correction that’s separating well-priced, well-presented homes from those chasing yesterday’s prices.Here’s what’s happening and what it means for both sides of the table.Overall Market SnapshotMedian Sales Price: $314,000 (down just 0.2% year over year)Sales Volume: Up 2.7% from Q3 2024Days on Market: 44 days, up 46.7% from last yearList-to-Sale Ratio (S/OLP): 97.1%, down 0.9 pointsSeller Concessions: Paid in 58.6% of transactions (up 1.1%)Months of Supply: 3.9 months, still a solid seller’s market below $750KIn plain terms, homes are still selling, but buyers are taking their time and overpricing is punishing sellers more severely than it did a year ago.For Sellers: Pricing Precision Matters More Than EverAbout 59% of homes were overpriced when they hit the market this quarter, and 46% of sales required a price reduction before selling.That mistake cost sellers an average of 7.1% off their original list price and added more than three extra months on the market3Q 25 Greater Huntsville Quarte…3Q 25 Greater Huntsville Quarte…Top 2 Takeaways for Sellers:Price it right the first time.Sellers who listed competitively from day one achieved 100% of their asking price in just 11 days.

Derwin,“Everyone’s chasing the deal, but the smart ones build channels that bring deals to them.

Biggest pitfalls are chasing too many strategies, trusting ARVs without real comps, underestimating rehab, and weak contractor or property management vetting.

Consistent tenants, simple ops, and predictable returns , that’s the kind of stability investors overlook when chasing scale.

Being creative with your exit options matters way more than chasing a perfect interest rate.