My market of Milwaukee and other midwest markets are probably going to be your best bet.

I have not tried to use the debit card at a ATM for cash withdraws, but I bet there will be fees, so I probably will just us my old ATMs.I have noticed that their website is a little clunkier than Bank of America.  

You’d basically be betting that appreciation and rent growth make up for low or break-even cash flow early on.

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They are making a bet that interest rates will come down soon and they can refinance at a lower rate. 

There’s existing infrastructure, demand from working-class renters, and many investors use Section 8 as part of their stable cash flow strategy.Cleveland, OH still has neighborhoods where Section 8 is viable, though it's more variable - you’ll want to carefully vet which zip codes.Birmingham, AL and Huntsville, AL also have potential for Section 8, especially in neighborhoods close to jobs and transit, but they tend to require stricter due diligence on tenant risk and neighborhood stability.In short: Memphis probably gives you the most “safe bet” among those four for combining affordability + existing Section 8 systems + investor awareness.2.

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I am betting 0. because anger and blame is easy.

I bet it will be a substantial yearly cost. 

Your best bet is a Non-QM loan like DSCR or a multitude of other programs that will use normal guidelines but allow the loan to close in an LLC