What proof did you get that this person was actually an agent?

In banking the only time we usually did a 2nd on a commercial space is when we were 1) cross collateralizing, 2) the customer was a really good client with significant deposits with us, or 2) we would already give that person an unsecured line and we're grabbing the property in an abundance of caution.

I personally haven't invested in senior living, however, in my role, I procure financing for people that do.

Personally I think that over-analyzing or analysis paralysis can lead to missed opportunities or poor decision-making.

This is a very common issue with aged persons striving to stay in a residence not capable to fit end of life aged needs.

. • Converting from conventional loans to DSCR or non-QM products can make sense for investors.If the property performs well as a rental, a DSCR loan can sometimes offer more favorable terms and flexibility than the borrower’s original financing — especially for investors who aren’t trying to qualify based on personal income. • Lower monthly payments = higher reserves and more stability.When investors refinance to reduce their payment, they’re not just increasing profit.

In any case there will be both business and personal miles on the vehicle. 

We are having our monthly meeting December 9, 2025 at 12:00 (in person in Austin and zoom) and the topic handled by a panel of experts will be: 2025 wrap up and 2026 outlook. 

Did you ever meet the lender in person?

In the whole of Spain, except Catalunya, licenses are now given faster than they have always been, caused by the ECUV organizations that act as a middle person.