If you’re looking to grow your portfolio, we offer aggressive Fix & Flip loan programs to help fund acquisitions and renovations, as well as DSCR cash-out loans once the rehab is complete to help maximize your returns.Feel free to DM me and I’d be happy to walk you through the options and see how we can support your deals.

You could purchase the first one for cash and the second property with a loan.

No credit score loans are possible, but as you noted, the rates are not nearly as good. 

But can you use that 30% discount as an asset to get the bank to give you a loan.

The "present value" that pops up is what you would have to pay for the loan to get the yield you want.

On top of that, VA loans are great for buyers but they aren't always attractive to sellers due to stricter property condition and appraisal requirements than other types of loans and obviously they are not nearly as attractive to the seller as a clean, cash offer would be. 

Save for 5% down and use a conventional loan so you have fewer hoops to jump through. 

Operating reserves / CapEx reservesIf the seller has built up their own internal reserves, these typically do NOT transfer.Those are the seller’s savings for future expenses that will no longer be their responsibility after the sale.The exception:If you are assuming a loan with lender-held escrow reserves (common with agency loans), those lender escrows may transfer with the loan.Otherwise, plan to fund your own reserves after closing.Hope that helps!

That number changed everything.They were able to refinance at 70% loan-to-value, pay off their original loan, and even recoup every dollar they had pulled from their HELOC.Now, instead of a nightmare project, they have a cash-flowing rental with strong equity, no stress, and a proven contractor team they can actually trust.Here’s what I tell every investor after seeing this first-hand:1.

Current Loan Balance is $205,500.