(Bad spending habits during college) Only 10k for a down payment which wouldn't get very far most places let alone Hawai’i I have a full time job and a part time that really only bring in a little under 4k a month and planning on getting a better paying job in a month to bring it up to about 4,500 a month (still not a lot) I currently live rent free and have no other debt which is wonderful so saving is my current goal however the spot I live in isn't a permanent arrangement and am expected to move out at the end of the year  my original idea was to try and buy a small live and flip apartment that id do myself for the easy stuff (not electric and plumbing lol) and go from there but because of my location, there's nothing affordable for me and leaves me stumped with my next, technically first step toward ownership  any insight or help on a good first step would be greatly appreciated Aloha  Makani, we have a BiggerPockets Hawaii Fans meetup this Sat, Aug 9th @ 10am HST in Kakaako. 

@ Jackie & @ Vickram - I am a big fan of paperwork also.

@Marcos De la Cruz I'm a big fan of hemlane and have many of my clients on it. 

There will be 2 open slots to fill in just the coming few months, the Chair and at least one retiring Fed Board member.

Not a big fan because who's to say that it won't snow the next day?

We installed new ceiling fans and electrical fixtures as well.

I know people who use Breezeway (I wasn't a big fan), Monday.com, etc. 

Big fan of Portugal, and interested in investing there. 

As a follow-up note; I am a HUGE fan of using DSCR financing to start. 

They came back and stripped the entire house taking out sinks, fans, etc.