By definition all 44 contractor classifications have passed the state exam and adhere to the laws of the CSLB & Consumer affairs.Any handyman performing work over $1000 is in violation of Business & Professions code 7028.1Any handyman performing work over $1k is subject to forfeiture of the entire sum of "contracted" work B&P code 7031(b)All California home improvement contracts must be a quoted upfront price including labor, materials, warranty etc.

It is not adhering to the representations made in the PPM.   

However, the decision requires careful consideration of both the pros and cons, including potential mortgage complications, additional costs, and the need for strict adherence to corporate formalities.

I operate on a fairly simple premise when handling issues, which I have adhered to since 2009. 

CPAs must adhere to ET §1.520.001 "Commissions and Referral Fee Rules" of the AICPA's Code of Professional Conduct which states commissions and referral fees are allowable under certain conditions and must be disclosed to the client in writing.

Not much of an ad here on zillow:https://www.zillow.com/homedetails/8120-Sycamore-Brook-Dr-Fo...NEWLY BUILT 2022.

Of note, this is why we have to adhere to "underwriting guidelines".

I also made positive posts to adhere to their guidelines, but those were also turned off.

To Create a lease with someone, and sell them a purchase option, with the INTENT to NOT adhere to the Landlord/Tenant regulations and responsibilities, AND WITH the intent that if/when tenant requests landlord to perform on Landlord responsibilities, tenant/buyer suffer the loss of their Purchase Option being cancelled AND the total loss of their $40,000.00. 

As 10, or 20, or 30 years from now, that cost of living is higher, and that same dollar amount won't cover what it does today.So when considering withdrawals, how do we in the FI community update the monthly or annual withdrawal amounts if we want to adhere to the 4% rule?