I am getting PM's but I cant respond.. when I respond it just gives me a red circle with a cross through it and wont load the response. 

A peek online indicates that this is a competitive area, crossing fingers it sells quick!

We should have cross collateralized and started another deal around year 10 or 15.The above is just a baseline discussion, not taking into account downpayment, interest rate changes, different inflation rates, market shifts.

A few creative options: you could look into a second-position lender (not all banks, but some private lenders will do this), partner with private money using your equity as collateral, or even structure a cross-collateralized loan with another purchase.

I am dotting my I's and crossing the x's and need to get some quotes for homeowner's insurance.

Several were employees of my investment company and played major roles in 3,500+ units acquired, while supporting students who’ve now surpassed $1B in transactions.

That kind of shift always creates leverage for people who understand timing.NAR’s latest Confidence Index reinforces that the market is active beneath the surface:• 2.1 offers per listing• 19% selling over list• 29% cash• First-time buyers at 32%• Typical contract: 30 daysAnd Louisville’s numbers are telling a story of their own.Louisville Market (Today)Active listings: 3,498Inventory is tightening.Listings sitting 60+ days: 1,448That’s 41.3% of our entire market aging out.Multifamily inventory: 101Sitting 60+ days: 59That’s 58.4% of multifamily stuck in place.When this many properties cross the 60-day line, it doesn’t mean the market is weak.

Some key things to focus on:How depreciation worksWhat counts as deductible expensesHow interest, repairs, and rehab are treatedHow refinancing can give you tax-free moneyAs for FasterFreedom, they’re popular and helpful for beginners, but it’s always smart to cross-check what you hear with objective sources.If you want more structured guidance, I can point you to free, easy-to-follow resources that break down real estate taxes in a way that's easier to understand.

It would be good to have someone familiar with SDIRA's and prohibited transactions.  

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.