Larger Tenant Pool:SFHs appeal to households who value privacy and are willing to care for the property.

But I actually wonder if these programs go away, after the initial pain, the long term result is likely to be positive - a great increase in the number of 2-parent households.

@Maya Jones great follow-up, and it’s definitely a tricky spot when dealing with inherited tenants and changing household dynamics.If someone is already living in the unit and you're trying to verify income as part of requalifying the household or adding or replacing tenants, it's reasonable to screen based on income and ability to pay, just be sure the same process applies to all adults being considered for tenancy, whether or not they have a Social Security number.As long as your rental criteria are applied consistently and you're not selectively enforcing them, you should be on solid ground.

Our household makes about $XXK per year.

Our household makes about $500K per year.

If the new tenant can stabilize the household and meet the standards, it is worth trying.

According to recent Fannie Mae calculations,it will take one of three things, or a combination of them to get back to affordable housing in America:Housing prices would need to drop 38%Median household income would need to rise 60%Mortgage rates would need to fall to 2.35%This widening gap is why creative investing strategies are becoming more important than ever.

It explains how home prices have climbed far faster than household incomes over the past several years, creating a structural gap that lower rates alone cannot close.

Tenants are getting financially squeezed.With costs up across the board, I’d guess more people are doubling up, living with family, or staying put longer rather than forming new households.

The US population is about 40 million people higher in that time frame which converts to (approximately) 15 million more households.